LifeSpring has created a completely automated application process for your convenience. You will receive a real
time approval, premium rating, payment plan approval and policy documents all in less than 15 minutes. If you
leave the application after you complete this page, you will be able to return and complete the process later.
To learn more about the LifeSpring Primary Infertility Assistance Policy, download our brochure.
Monthly premium reflects discount for paying via automatic monthly payments from your checking or savings account. This quote is an estimate based on the initial information you have provided. Your actual premium will be determined based on both the completion of the underwriting process and the method of payment you selected. A policy will be issued only if the beneficiary meets all of our required underwriting qualifications. Premiums indicated are our standard rates.
No charges or billing will be incurred until your policy is approved. The premiums shown may vary based upon review of the Proposed Beneficiary's medical history. In the event of a premium change, we will notify you in this online application prior to you completing the acceptance of coverage.
When you complete the application and acceptance of coverage process online, you will be placed into our online account management portal where you will be able to review your policy. Read it carefully to ensure the accuracy of its contents, you will have 10 days to review it. There's no obligation to accept it.
Coverage is dependent on answers to health questions in this application. All policy premiums must be paid prior to the insureds 14th birthday. Payment plans will be offered to complete payments prior to the child’s 14th birthday.
Benefit amounts are subject to Life of the South Insurance Company limits.
Policy Form: LS-F-P-001 (1.19)
We are currently not in that state
LifeSpring is not currently available in your state. We are working hard
with the Departments of Insurance across the country to provide options in your state. If you do have a
child in one of our active states, click the button below to return to your application. Still interested
in how LifeSpring can be a solution for your loved one? Please leave us your email, and we will keep you
informed of our progress.
What is a PIAP?
Primary Infertility* Assistance coverage is designed to provide the beneficiary couple with coverage against the costs of dealing with primary infertility, subject to terms, conditions and exclusions contained in the policy. With one single premium policy payment, you can give your beneficiary and beneficiary's partner the chance to have their own biological child should they struggle with primary infertility.
How long does a PIAP provide coverage?
LifeSpring’s Policy offers 18 years of benefits.If your loved one experiences primary infertility at any time from age 18 to 35, we will pay for procedures covered under this policy.
When can I buy a PIAP?
We offer you the opportunity to purchase policies for your loved ones from birth through age 13. By doing this, you can protect your child from future infertility costs in a practical and affordable way.
Who is covered under a PIAP?
The LifeSpring primary infertility assistance policy covers the couple. You don’t have to worry if you purchase a policy and your child’s spouse isn’t covered. LifeSpring covers the diagnosed couple. Infertility is a couple diagnosis and we designed this policy to provide the best benefits possible.